$419,999

3541 38th Street Sacramento, 95817

2 Beds | 1 Full Baths | 1,036 SqFt | 0.1 Acres

Welcome to 3541 38th Street, where opportunity meets flexibility in one of Sacramento's most connected neighborhoods. Tucked along a charming street, this 2 bed 1 bath home invites you in with warm natural light, comfortable living spaces, a large backyard, and a layout designed for everyday ease. But what truly sets this property apart is the rare opportunity to assume the existing FHA loan offering qualified buyers the potential to secure a 3.3% interest rate and significantly reduce monthly payments in today's higher-rate environment. Whether you're looking for a place to call home or a smart addition to your portfolio, this property delivers versatility and long-term value. Ideally located near UC Davis Medical Center, Midtown, parks, dining, and major commuter routes, convenience is always within reach. A home with options, a location that connects, and financing that makes sense 3541 38th Street is a unique opportunity you don't want to miss.
Primary
Property Subtype:
Single Family Residence
Bedrooms:
2
Full Bathrooms:
1
Acres:
~ 0.12
Approximate Square Footage:
1,036
Lot Square Footage:
5,227
Stories:
1
Year Built:
1926
Community
County:
Sacramento
HOA Dues:
$0
Zoning:
R-1
Features
Air Conditioning:
Central
Floor Covering(s):
Laminate
Garage:
No Garage, Uncovered Parking Space
Laundry Description:
Inside Area
Exterior
Construction:
Lap Siding
Foundation:
Raised
Roof Description:
Composition
Site Description:
Other
Style Description:
Craftsman
Utilities
Domestic Water:
Meter on Site
Electric:
220 Volts
Heat:
Central
Irrigation Water:
Meter on Site
Utilities:
Electric, Sewer In & Connected, Natural Gas Available
Schools
Elementary School District:
Sacramento Unified
Middle School District:
Sacramento Unified
High School District:
Sacramento Unified
Listing
Listing Number:
561051746
Listing Office Name:
Nick Sadek Sotheby's International Realty

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Listings marked with V* indicate the seller is willing to entertain offers within a Listing Price range. For example, a Price of $140,000-$170,000 indicates the seller will entertain offers from $140,000 to $170,000.

Listing information last updated on April 2, 2026, 2:37 am PDT